Useless Conversation

[Salamok]

Doesn't doing that kind of thing kill your credit?

As Merusk explained for me, even if it does, I don't care. Also, when I checked my scores in July they were still pretty high - Experian says 857/990, which is pretty good. I just wiped out my federal student loan balance using my NJ income tax refund, so that's helped as well.

Frankly, anyone who looks at my report and sees my fairly-low student loan balance, with no other real debt, with 3 fairly high-limit credit cards with zero balances and a decent amount of cash in my accounts...and still does want to approve a loan? They're clearly idiots who don't want money.

I guess I'll have to put this to the test sooner than I would like, as I need to buy some sort of vehicle sooner rather than later once I get back to the US - my temp lodgings for the next 8 months are a real pain without a car, apparently. I was trying to wait until I went to Mexico, but oh well.

Stealth Edit: the reported collections debt is only like $700, so it's not like it's some massive bill hanging out there. I could easily pay it and make it go away forever, but I refuse to on principle alone. Hell, I plan on losing that much next time I go to a casino, or if I upgrade my final flights out of here in cash. Still have no interest is getting gouged because someone can't figure out how to bill my insurance.

A debt from 7 years ago will not even appear on your credit report much less effect the scores.  If it is showing up dispute that shit immediately.

[Ingmar]

Yeah don't buy a car in Mexico, your chances of getting a Katrina car or other piece of crap donated to charity here and then sent down there is quite high, and it can be really hard to tell in some cases what you're getting.

[Yegolev]

Has it changed again ?

It didn't exist when I played.

[Strazos]

Yeah don't buy a car in Mexico, your chances of getting a Katrina car or other piece of crap donated to charity here and then sent down there is quite high, and it can be really hard to tell in some cases what you're getting.

I meant buy for immediate export to Mexico, so that it's there when I arrive. Or I might by from someone leaving post - I never considered haggling over a car in Mexico, in Mexican, to be an option. 

As for the collections thing - it was 2008 or early 2009, so not all that long ago.

[Ironwood]

Has it changed again ?

It didn't exist when I played.

Oh.

I'm fucking old.

[schild]

Someone explained the modern stack in MTG to me last night.  I almost want to start playing again due to that.

Has it changed again ?

No, it's just super efficient now. And super easy. Thankfully, Hex uses the exact same stack.

[Teleku]

Currently drinking a beer at a table outside a cafe in warsaw, watching what seems to be about half a million angry labor/solidarity protesters march on the presidential palace while demanding a new government.  Hopefully this works out out better than the last time I rubberneckered a mass protest, where in I was tear gassed and ended up in a gutter in Oakland for half an hour.   

[Cyrrex]

Currently drinking a beer at a table outside a cafe in warsaw, watching what seems to be about half a million angry labor/solidarity protesters march on the presidential palace while demanding a new government.  Hopefully this works out out better than the last time I rubberneckered a mass protest, where in I was tear gassed and ended up in a gutter in Oakland for half an hour.   

Just keep in mind that it will be far more exciting for the rest of us if you end up getting gassed and left in a gutter again.  So get off your lazy butt and show some solidarity!  For the cause!  You can be part of history!

[Signe]

Currently drinking a beer at a table outside a cafe in warsaw, watching what seems to be about half a million angry labor/solidarity protesters march on the presidential palace while demanding a new government.  Hopefully this works out out better than the last time I rubberneckered a mass protest, where in I was tear gassed and ended up in a gutter in Oakland for half an hour.   

Yikes!  That stuff really stings!  I was maced in the face once but I accidentally did it to myself trying to save a kid from an angry dalmatian. 

[Reg]

Was the dalmatian OK?

[Signe]

Was the dalmatian OK?

Yes and the kid only had some small bites that weren't very deep.  The pup didn't really put his heart into it.  I had to sort of kick him in the junk to make him stop but then he seemed to calm down and his person was able to get him under control.  He was on a longish leash.  It was the mother of the kid's fault, really.  She let her kid run across the street with his arms wide open to give the doggie neither of them knew a big fucking hug.  Stupid lady.  The dog owner wanted to give me $20 for kicking her dog so I took it.  The other lady took her kid to the hospital and no one has seen them since.

[Salamok]

Was the dalmatian OK?

Yes and the kid only had some small bites that weren't very deep.  The pup didn't really put his heart into it.  I had to sort of kick him in the junk to make him stop but then he seemed to calm down and his person was able to get him under control.  He was on a longish leash.  It was the mother of the kid's fault, really.  She let her kid run across the street with his arms wide open to give the doggie neither of them knew a big fucking hug.  Stupid lady.  The dog owner wanted to give me $20 for kicking her dog so I took it.  The other lady took her kid to the hospital and no one has seen them since.

And here I was just reading 23 reasons why kids and animals shouldn't mix

[Sky]

I was tear gassed and ended up in a gutter in Oakland for half an hour.   

I thought that was just called 'being in Oakland'.

[Hawkbit]

Christ, Hasbro.  We went to the EMP Museum today and they were passing out free 30 card starter packs of MTG.  My kid has heard of it but never played it, so she's super excited.  She's running around to every kiosk and asking in her best "saddest 8yr old girl" voice if she can have a pack.  Four packs from the EMP and a $20 deckbuilder's kit from Target later....

I guess this is how it starts.  Hopefully she gets bored because it's too complicated.  Otherwise we might have a problem on our hands.

[Signe]

How old is she?  I bet she's clever and will be able to learn it if you help.  My nephew started playing Dungeons and Dragons when he was barely six and was awesome at it.  Then he got obsessed and didn't bother with anything else and we had to take all his D&D junk away until learned to control himself.  Still, I bet she's clever like her daddy. 

[Strazos]

[Signe]

My wedding band completely falls off my ring finger now.  Which I suppose is okay because I'm divorced and shouldn't really wear it anyway.  It fits the fuck you finger though.  I'm leaving it be in the hopes that I'll lose it.  I think that's the only way to really get rid of it.  I'm totally confused as to why I can't just toss it in the bin and be done with it but every time I try I go all panicky.   Anyone else have this problem? 

[Pennilenko]

My wedding band completely falls off my ring finger now.  Which I suppose is okay because I'm divorced and shouldn't really wear it anyway.  It fits the fuck you finger though.  I'm leaving it be in the hopes that I'll lose it.  I think that's the only way to really get rid of it.  I'm totally confused as to why I can't just toss it in the bin and be done with it but every time I try I go all panicky.   Anyone else have this problem? 

Don't throw it away, sell it and buy some weed or something.

[Morat20]

How old is she?  I bet she's clever and will be able to learn it if you help.  My nephew started playing Dungeons and Dragons when he was barely six and was awesome at it.  Then he got obsessed and didn't bother with anything else and we had to take all his D&D junk away until learned to control himself.  Still, I bet she's clever like her daddy. 

My kid started at seven. He had a fascination with half-elf rangers, though. He fit right in, since his first campaign was the one wherein 5 of the 6 players independently decided to play half-elves. The last played a dwarf. The GM gave us a hard time about it, including one client protesting about how our team 'lacked diversity' and only had a single 'minority hire'.

[Merusk]

My wedding band completely falls off my ring finger now.  Which I suppose is okay because I'm divorced and shouldn't really wear it anyway.  It fits the fuck you finger though.  I'm leaving it be in the hopes that I'll lose it.  I think that's the only way to really get rid of it.  I'm totally confused as to why I can't just toss it in the bin and be done with it but every time I try I go all panicky.   Anyone else have this problem? 

Don't throw it away, sell it and buy some weed or something.

Yeah, gold's worth bunches right now. The ring I bought for $90 15 years ago is worth ~$500 now. (Straight value, not rip-you-off cash4gold places)  So see what you can get for it then do something for yourself or your family.

[Samwise]

My wedding band completely falls off my ring finger now.  Which I suppose is okay because I'm divorced and shouldn't really wear it anyway.  It fits the fuck you finger though.  I'm leaving it be in the hopes that I'll lose it.  I think that's the only way to really get rid of it.  I'm totally confused as to why I can't just toss it in the bin and be done with it but every time I try I go all panicky.   Anyone else have this problem? 

I have a special box up on a high shelf where I put memorabilia that doesn't seem right to throw away but that I don't want to ever stumble across accidentally on the off chance of it fucking up my day.

[schild]

I have a special box like that also. It's somewhere in a dump in Maryland.

[Samwise]

You have the advantage of not being a crazy pack rat.   

[Pennilenko]

You have the advantage of not being a crazy pack rat.   

Fixed

[schild]

I "collect" but I do not "pack." Correct. Also, I attach a monetary value to ALL things material.

[Ironwood]

It's just a ring.  Throw it away.

[Cyrrex]

Or if it is gold, send it to me.

[Der Helm]

I'm leaving it be in the hopes that I'll lose it.  I think that's the only way to really get rid of it.  I'm totally confused as to why I can't just toss it in the bin and be done with it but every time I try I go all panicky.   Anyone else have this problem? 

You probably won't lose it, this is a pretty common problem.


What you need is a decent volcano.

[Yegolev]

I have a special box up on a high shelf where I put memorabilia that doesn't seem right to throw away but that I don't want to ever stumble across accidentally on the off chance of it fucking up my day.

Life is too short for bullshit.

[Ironwood]

This is a truth.

[calapine]

Seems the crazy people are out in full force the last days. 

[Signe]

It's not a sentimental thing.  I'm not sentimental.  In fact, all the things that were supposed to be split up when my mother died, belong to my sister because I didn't want any of it.  I don't think it's because of that, I just feel weird without my wedding ring and my finger looks stupid when it's off.  And it seems like a bad thing to think about selling it or throwing it in the rubbish.  I'm one of those people who is likely to throw stuff away if I don't have a use for it... except music and presents.  I throw books away - much to EVERYONE'S chagrin.   I also don't put a $ value on anything and since I've never been a collector I don't know what anything is worth.  I think one reason for not collecting things is that I've always moved around a lot so I'd have to make decision about what to keep and what to toss.  I'm REALLY bad at making decisions.

[Ironwood]

 

[Signe]

Why?  Do you think it really is a mental thing and not a finger thing?  If so, you might be right.  Dunno.  I've been accidentally mental bout things before without knowing it.  Like fish.

[Cyrrex]

Mental thing.  It will take roughly one day to get over the finger thing, and deep down you know it.