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f13.net  |  f13.net General Forums  |  General Discussion  |  Serious Business  |  Topic: Bad credit Some Advice. 0 Members and 1 Guest are viewing this topic.
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Author Topic: Bad credit Some Advice.  (Read 2864 times)
smithmiller6
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Email
on: March 22, 2010, 12:34:48 AM

Good Afternoon,

I have been reading through the forum and notice some good advice being given out so thought I'd try and see If I could receive some.

I currently rent a house with my partner, I work full time in the same job for the last 2 years, I have bad credit (checked with checkmyfile) due to defaults a few years ago. Because of this I struggle to get any form of credit (even a debit card!). My partner has 'fair' credit according to Equifax although is currently unemployed, will start a new job in 2 weeks.

We are looking at buying a new car although want to know the best options, the loan amount would roughly be in the region of 8000. Is my partner likely to get credit without a long job history? Should we try a joint loan to boost chances?

Thanks in advance for any advice!

Xuri
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몇살이세욬ㅋ 몇살이 몇살 몇살이세욬ㅋ!!!!!1!


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Reply #1 on: March 22, 2010, 01:42:17 AM

 Popcorn

-= Ho Eyo He Hum =-
Bzalthek
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Reply #2 on: March 22, 2010, 04:14:47 AM


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01101010
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Reply #3 on: March 22, 2010, 05:30:48 AM

This thread is leaving me a sense of uneasiness and curiosity...which usually leads to bad things.

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angry.bob
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Reply #4 on: March 22, 2010, 05:45:35 AM

Eh, this guy seems legit except for the spammy sounding name. Give him the benefit of the doubt until he links to free ipods or some sort of penis creme.

Wovon man nicht sprechen kann, darüber muß man schweigen.
Cyrrex
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Reply #5 on: March 22, 2010, 06:50:17 AM

Eh, this guy seems legit except for the spammy sounding name. Give him the benefit of the doubt until he links to free ipods or some sort of penis creme.

BUT I COULD USE SOME PENIS CREAM!


For the original poster:  you have bad credit.  Your partner has no job.  The best way for you to get a car is to ride the bus.  You're welcome.  I eagerly await my cream.

"...maybe if you cleaned the piss out of the sunny d bottles under your desks and returned em, you could upgrade you vid cards, fucken lusers.." - Grunk
Vaiti
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Reply #6 on: March 22, 2010, 06:58:39 AM

Bike, Bus, Walk combo also acceptable.

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Signe
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Muse.


Reply #7 on: March 22, 2010, 07:17:58 AM

I have I Have No Penis penis cream.

My Sig Image: hath rid itself of this mortal coil.
slog
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Reply #8 on: March 22, 2010, 07:19:36 AM

that's a pretty stealthy spam post for "checkmyfile"

9 out of 10 for quality spam.

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Arthur_Parker
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Reply #9 on: March 22, 2010, 07:37:13 AM

NowhereMan
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Reply #10 on: March 22, 2010, 07:42:55 AM

AP, living up to the title.

"Look at my car. Do you think that was bought with the earnest love of geeks?" - HaemishM
Signe
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Muse.


Reply #11 on: March 22, 2010, 07:50:14 AM

So we are the first people to answer him besides himself.  Good for us!  I predict that eventually other people will discuss their penises in his threads! 

My Sig Image: hath rid itself of this mortal coil.
K9
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Reply #12 on: March 22, 2010, 09:03:12 AM

Give him time to make a sockpuppet and respond I say  why so serious?

We didn't get the shill-o-matic signature link though.

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Lantyssa
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Reply #13 on: March 22, 2010, 02:22:19 PM

I have I Have No Penis penis cream.
OMG!  You, too!?!

Hahahaha!  I'm really good at this!
Murgos
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Reply #14 on: March 22, 2010, 06:35:38 PM

I have I Have No Penis penis cream.
OMG!  You, too!?!

I have some extra.  Why don't you bring over a girlfriend and I'll spread some around?  DRILLING AND WOMANLINESS DRILLING AND MANLINESS DRILLING AND WOMANLINESS

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LK
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Reply #15 on: March 22, 2010, 10:46:58 PM

I had fucked up so bad when I was 18 that I didn't have reasonable credit until 7 years later when that shit came off my record.

I won't be getting a house, but I did get a car loan and almost have that all paid off.

"Then there's the double-barreled shotgun from Doom 2 - no-one within your entire household could be of any doubt that it's been fired because it sounds like God slamming a door on his fingers." - Yahtzee Croshaw
Lantyssa
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Reply #16 on: March 23, 2010, 06:13:12 PM

Um, it was a spammer. undecided

Hahahaha!  I'm really good at this!
NowhereMan
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Reply #17 on: March 23, 2010, 06:27:00 PM

That doesn't mean he doesn't care!

"Look at my car. Do you think that was bought with the earnest love of geeks?" - HaemishM
Sir T
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Reply #18 on: March 23, 2010, 06:33:51 PM

So we are the first people to answer him besides himself.  Good for us!  I predict that eventually other people will discuss their penises in his threads! 

According to my spam folder i have 77% off Viagra

Hic sunt dracones.
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