Audi A4/S4 (2000+), manual tranny, non-quattro. Find one pre-tuned. (chip, blow-off valve, exhaust maybe, etc.)
Porsche C2 (993?) coupe (from the 90's), normal aspiration, port, polish + chip, manual tranny. Find one with a good prior enthusiast owner. 180mph, low maintenance, plenty of parts and support.
Mercedes CLK 320 coupe. (any year) Auto-tranny.
Again, find a lease buyback auction car or sale by owner. Pay cash or find a good financier ahead of time, then lay down a deposit pending finance.
For 15k you can get a nice used, well maintained luxury coupe and forgo the rice-burners or ameritrash. You just gotta put in the legwork to find them. You might even be able to find something around 5 yrs. old, but it'll HAVE to have ran out its warranty usually.
This post reminded me of
this.
Hehe... yah, well I'd read his requirements wrong. Funny though.
Well tbh, luxury has little to do with insurance.
Not true - desirable cars are stolen more, rates go up. If parts or service costs are higher, rates go up. If you want cheap insurance you want a low-desirability vehicle such as an economy car or a minivan. Estate/station wagons are good, SUVs are bad. Cars that are driven by people who focus on fuel economy and/or safety are cheaper to insure than those driven by people who want to show off or have fun.
You're right, in a sense. Really depends on the car. Integras for instance are the worst to insure (assuming you insure theft), yet they're not even luxury. Desirability sometimes has nothing to do with the fact it's a "luxury car." Sometimes your zipcode is a more important factor (for theft as well as safety), along with a variety of other excuses for the ins. company to jack rates (like what happens to be the hawt ride at the time). For instance, when quoting my ride - the main point was where I lived (bad drivers) and the fact it was 275hp. Nothing else really factored into the equation, and it's a luxury car (but wasnt a commonly stolen car).
Best way to find out is to just get a shitload of quotes and make sure you input a security system. Also a big difference on whether he's gonna max insure it or not.
Lastly, ask most people if they'd take a CLK or a Civic if perhaps the CLK costed a few hundred/year more in insurance and they were the same price to purchase. Not worth it to save 10 bucks/month imo.... just axe an MMO sub. if it's that big of a deal. 15k is a lot of money to buy a lesser automobile to save a few pockets of change in insurance.
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