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f13.net General Forums => Serious Business => Topic started by: smithmiller6 on March 22, 2010, 12:34:48 AM



Title: Bad credit Some Advice.
Post by: smithmiller6 on March 22, 2010, 12:34:48 AM
Good Afternoon,

I have been reading through the forum and notice some good advice being given out so thought I'd try and see If I could receive some.

I currently rent a house with my partner, I work full time in the same job for the last 2 years, I have bad credit (checked with checkmyfile) due to defaults a few years ago. Because of this I struggle to get any form of credit (even a debit card!). My partner has 'fair' credit according to Equifax although is currently unemployed, will start a new job in 2 weeks.

We are looking at buying a new car although want to know the best options, the loan amount would roughly be in the region of 8000. Is my partner likely to get credit without a long job history? Should we try a joint loan to boost chances?

Thanks in advance for any advice!



Title: Re: Bad credit Some Advice.
Post by: Xuri on March 22, 2010, 01:42:17 AM
 :popcorn:


Title: Re: Bad credit Some Advice.
Post by: Bzalthek on March 22, 2010, 04:14:47 AM
(http://farm4.static.flickr.com/3249/2867253326_792146d6e7.jpg)


Title: Re: Bad credit Some Advice.
Post by: 01101010 on March 22, 2010, 05:30:48 AM
This thread is leaving me a sense of uneasiness and curiosity...which usually leads to bad things.


Title: Re: Bad credit Some Advice.
Post by: angry.bob on March 22, 2010, 05:45:35 AM
Eh, this guy seems legit except for the spammy sounding name. Give him the benefit of the doubt until he links to free ipods or some sort of penis creme.


Title: Re: Bad credit Some Advice.
Post by: Cyrrex on March 22, 2010, 06:50:17 AM
Eh, this guy seems legit except for the spammy sounding name. Give him the benefit of the doubt until he links to free ipods or some sort of penis creme.

BUT I COULD USE SOME PENIS CREAM!


For the original poster:  you have bad credit.  Your partner has no job.  The best way for you to get a car is to ride the bus.  You're welcome.  I eagerly await my cream.


Title: Re: Bad credit Some Advice.
Post by: Vaiti on March 22, 2010, 06:58:39 AM
Bike, Bus, Walk combo also acceptable.


Title: Re: Bad credit Some Advice.
Post by: Signe on March 22, 2010, 07:17:58 AM
I have I Have No Penis penis cream.


Title: Re: Bad credit Some Advice.
Post by: slog on March 22, 2010, 07:19:36 AM
that's a pretty stealthy spam post for "checkmyfile"

9 out of 10 for quality spam.


Title: Re: Bad credit Some Advice.
Post by: Arthur_Parker on March 22, 2010, 07:37:13 AM
http://src.gla.ac.uk/forum/viewtopic.php?id=1449
http://www.etalkindia.com/indian_current_affairs_discussion/bad_credit_some_advice-t7782.0.html
http://www.loss-mitigation-forum.com/loss-mitigation-general-chat/6507-bad-credit-some-advice.html


Title: Re: Bad credit Some Advice.
Post by: NowhereMan on March 22, 2010, 07:42:55 AM
AP, living up to the title.


Title: Re: Bad credit Some Advice.
Post by: Signe on March 22, 2010, 07:50:14 AM
So we are the first people to answer him besides himself.  Good for us!  I predict that eventually other people will discuss their penises in his threads! 


Title: Re: Bad credit Some Advice.
Post by: K9 on March 22, 2010, 09:03:12 AM
Give him time to make a sockpuppet and respond I say  :why_so_serious:

We didn't get the shill-o-matic signature link though.


Title: Re: Bad credit Some Advice.
Post by: Lantyssa on March 22, 2010, 02:22:19 PM
I have I Have No Penis penis cream.
OMG!  You, too!?!


Title: Re: Bad credit Some Advice.
Post by: Murgos on March 22, 2010, 06:35:38 PM
I have I Have No Penis penis cream.
OMG!  You, too!?!

I have some extra.  Why don't you bring over a girlfriend and I'll spread some around?  :drillf: :drill: :drillf:


Title: Re: Bad credit Some Advice.
Post by: LK on March 22, 2010, 10:46:58 PM
I had fucked up so bad when I was 18 that I didn't have reasonable credit until 7 years later when that shit came off my record.

I won't be getting a house, but I did get a car loan and almost have that all paid off.


Title: Re: Bad credit Some Advice.
Post by: Lantyssa on March 23, 2010, 06:13:12 PM
Um, it was a spammer. :|


Title: Re: Bad credit Some Advice.
Post by: NowhereMan on March 23, 2010, 06:27:00 PM
That doesn't mean he doesn't care!


Title: Re: Bad credit Some Advice.
Post by: Sir T on March 23, 2010, 06:33:51 PM
So we are the first people to answer him besides himself.  Good for us!  I predict that eventually other people will discuss their penises in his threads! 

According to my spam folder i have 77% off Viagra