Strazos
Greetings from the Slave Coast
Posts: 15542
The World's Worst Game: Curry or Covid
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That's a really good idea.
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Fear the Backstab! "Plato said the virtuous man is at all times ready for a grammar snake attack." - we are lesion "Hell is other people." -Sartre
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Morat20
Terracotta Army
Posts: 18529
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I think I shall. You guys are freakin geniuses. :)
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Murgos
Terracotta Army
Posts: 7474
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So now I'm looking at 30k in loans, plus the 18k we still have slowly paying down (at 2.15%!). I'm thinking of consolidating the new stuff, but I heard the law changed so I can't exactly shove it down to like 1% like I used to.
If you go to the dept of ed loan website they have the formula for figuring out what your new consolidated loan amount would be. It may not be as bad as you think.
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"You have all recieved youre last warning. I am in the process of currently tracking all of youre ips and pinging your home adressess. you should not have commencemed a war with me" - Aaron Rayburn
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Morat20
Terracotta Army
Posts: 18529
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If you go to the dept of ed loan website they have the formula for figuring out what your new consolidated loan amount would be. It may not be as bad as you think.
It's basically a weighted balance of all your loans. Effectively, your 'consolidated' rate is exactly the same cumulative rate you'd have paid before, plus any rounding errors. In the end, you'd pay the exact same amount -- you just didn't need to bother with multiple lenders. Before 2006, however, when you consolidated you got a number based off of the rate the government loaned to the student loan company plus like a half point. I happened to consolidate mine back when interest rates were about 1.5% on those loans. My wife's are more recent, and they're all from the same company, so I get a unified bill and a low rate anyways.
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Merusk
Terracotta Army
Posts: 27449
Badge Whore
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Chronologically speaking: if Bryan Adams recorded "The Summer of '69" today it would have to be "The Summer of '95."
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The past cannot be changed. The future is yet within your power.
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Yegolev
Moderator
Posts: 24440
2/10 WOULD NOT INGEST
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That was a pretty shitty summer.
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Why am I homeless? Why do all you motherfuckers need homes is the real question. They called it The Prayer, its answer was law Mommy come back 'cause the water's all gone
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Sky
Terracotta Army
Posts: 32117
I love my TV an' hug my TV an' call it 'George'.
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Remember when stupid fads went out of style? I miss those times. Ten years later, you wouldn't see people in bell-bottoms anymore, but we still have dopes running (sorry, shuffling) around in baggy jeans below their butts. It's very difficult not to laugh at them openly. Though I guess it does make episodes of Cops more amusing because they can't run away effectively. So there is some positive benefit to the community.
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ghost
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I guess it's better than skinny jeans below their butts.
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Sky
Terracotta Army
Posts: 32117
I love my TV an' hug my TV an' call it 'George'.
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Flesh belts and muffin tops are so attractive, though.
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Cyrrex
Terracotta Army
Posts: 10603
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Remember when stupid fads went out of style? I miss those times. Ten years later, you wouldn't see people in bell-bottoms anymore, but we still have dopes running (sorry, shuffling) around in baggy jeans below their butts. It's very difficult not to laugh at them openly. Though I guess it does make episodes of Cops more amusing because they can't run away effectively. So there is some positive benefit to the community.
Now that you mention it...that is really strange. That shit has been around forever now. What gives? Maybe it's like how office schlubs now always were slacks and button up shirts. Baggy jeans might just now be the standard uniform for that demographic for the remainder of the information era.
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"...maybe if you cleaned the piss out of the sunny d bottles under your desks and returned em, you could upgrade you vid cards, fucken lusers.." - Grunk
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Morat20
Terracotta Army
Posts: 18529
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Remember when stupid fads went out of style? I miss those times. Ten years later, you wouldn't see people in bell-bottoms anymore, but we still have dopes running (sorry, shuffling) around in baggy jeans below their butts. It's very difficult not to laugh at them openly. Though I guess it does make episodes of Cops more amusing because they can't run away effectively. So there is some positive benefit to the community.
Now that you mention it...that is really strange. That shit has been around forever now. What gives? Maybe it's like how office schlubs now always were slacks and button up shirts. Baggy jeans might just now be the standard uniform for that demographic for the remainder of the information era. It's probably changed in some huge way that's obvious to the baggy jeans wearing folks, but not to us non-baggy jeans wearing folks.
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ghost
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I gotta be honest- I will take the baggy jean phenomenon all day over jeggings. Fat people in jeggings here in south Texas is the rule. There should be a weigh in at the store.
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Sky
Terracotta Army
Posts: 32117
I love my TV an' hug my TV an' call it 'George'.
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That's what you get for living in Texole. Another jeans-related gripe: brand new dirty jeans. What the fuck is that all about? I tend to avoid the hipster/raptard areas of the stores, but have to navigate it for jeans. Trying to find regular fit, regular rise jeans amongst all the baggy, relaxed seat boot cut stuff is bad enough, but almost everything on the racks looks fucking filthy.
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Yegolev
Moderator
Posts: 24440
2/10 WOULD NOT INGEST
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When I complained to my wife about buying dirty jeans, I was told to stop being an old crab. Apparently it's OK to wear them if someone else dirtied them. Picture unrelated.
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Why am I homeless? Why do all you motherfuckers need homes is the real question. They called it The Prayer, its answer was law Mommy come back 'cause the water's all gone
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Rasix
Moderator
Posts: 15024
I am the harbinger of your doom!
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The housing market here is depressing. I realize it's depressing everywhere, but I live here and it looks like we might pass on another awesome house because I can't sell my house for anything but a ginormous "kill my bank account" loss.
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-Rasix
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Yegolev
Moderator
Posts: 24440
2/10 WOULD NOT INGEST
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For Sale: House in arachnid-infested wasteland. Serious offers only.
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Why am I homeless? Why do all you motherfuckers need homes is the real question. They called it The Prayer, its answer was law Mommy come back 'cause the water's all gone
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Rasix
Moderator
Posts: 15024
I am the harbinger of your doom!
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We only get minor invasions (I see 2 year). Not as bad as my mother-in-law's place that probably finds a live scorpion a day. But yah, the wasteland thing is something we're trying to correct.
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-Rasix
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Paelos
Contributor
Posts: 27075
Error 404: Title not found.
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Where do you live?
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CPA, CFO, Sports Fan, Game when I have the time
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Yegolev
Moderator
Posts: 24440
2/10 WOULD NOT INGEST
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Tusconistan.
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Why am I homeless? Why do all you motherfuckers need homes is the real question. They called it The Prayer, its answer was law Mommy come back 'cause the water's all gone
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Paelos
Contributor
Posts: 27075
Error 404: Title not found.
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Ah, then I'd sell immediately for whatever you can get, cut your losses and get the hell out of that town. The job market sucks, the economy is tied to housing, your main manufacturers are solar related which is going nowhere fast, and unless you're in aerospace or defense I can name about 100 cities where you'd be better off.
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CPA, CFO, Sports Fan, Game when I have the time
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Morat20
Terracotta Army
Posts: 18529
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The housing market here is depressing. I realize it's depressing everywhere, but I live here and it looks like we might pass on another awesome house because I can't sell my house for anything but a ginormous "kill my bank account" loss. Have you tried Nerf? :) I keep considering selling my house and getting a bigger one. We're more than a little cramped. OTOH, it's half paid off and the kid goes to college in four years.
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ghost
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Arizona has been hit pretty badly, for sure.
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Lantyssa
Terracotta Army
Posts: 20848
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For Sale: House in arachnid-infested wasteland. Serious offers only.
Does being serious about offering $1 count?
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Hahahaha! I'm really good at this!
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ghost
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The housing market here is depressing. I realize it's depressing everywhere, but I live here and it looks like we might pass on another awesome house because I can't sell my house for anything but a ginormous "kill my bank account" loss. Can you short sell and wrap up the loss in your new mortgage?
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WayAbvPar
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When speaking of the MMOG industry, the glass may be half full, but it's full of urine. HaemishM
Always wear clean underwear because you never know when a Tory Government is going to fuck you.- Ironwood
Libertarians make fun of everyone because they can't see beyond the event horizons of their own assholes Surlyboi
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Soln
Terracotta Army
Posts: 4737
the opportunity for evil is just delicious
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Pandora now features comedy albums? who knew Patton Oswalt was funneh.
what a way to get through work with NSFW comedy blaring in one's ears
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WayAbvPar
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I follow him on Twitter and get a belly laugh at least once a week. Best part is he re-tweets shit he thinks is funny too, so I get extra goodness.
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When speaking of the MMOG industry, the glass may be half full, but it's full of urine. HaemishM
Always wear clean underwear because you never know when a Tory Government is going to fuck you.- Ironwood
Libertarians make fun of everyone because they can't see beyond the event horizons of their own assholes Surlyboi
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HaemishM
Staff Emeritus
Posts: 42632
the Confederate flag underneath the stone in my class ring
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Fuck, I hate moving. I like being a new house that's only 10 minutes from work, but I hate packing shit up, getting it loaded, making constant trips back to the old place to pick up shit we didn't pack, and then trying to maneuver through a maze of boxes until I can get everything unpacked. I especially hate that I may lose my DirecTV because of a goddamn tree in my neighbor's yard.
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WayAbvPar
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Moving is fucking helliish. I feel for you. I am not sure I would move if I won the lottery. Well, I probably would, but someone else would be handsomely rewarded for all the packing and moving while I sat in a lawn chair and drank beer all day. And I feel your DirectTV pain. I have the same problem.
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When speaking of the MMOG industry, the glass may be half full, but it's full of urine. HaemishM
Always wear clean underwear because you never know when a Tory Government is going to fuck you.- Ironwood
Libertarians make fun of everyone because they can't see beyond the event horizons of their own assholes Surlyboi
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Yegolev
Moderator
Posts: 24440
2/10 WOULD NOT INGEST
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If only they made houses that you could move around, maybe with wheels on them or something. That would rock.
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Why am I homeless? Why do all you motherfuckers need homes is the real question. They called it The Prayer, its answer was law Mommy come back 'cause the water's all gone
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HaemishM
Staff Emeritus
Posts: 42632
the Confederate flag underneath the stone in my class ring
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If only they made houses that you could move around, maybe with wheels on them or something. That would rock.
I don't want my house able to move. We get more than enough tornadoes down here I'd rather a solid foundation, not to mention the side effect of living in a trailer.
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Furiously
Terracotta Army
Posts: 7199
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If only they made houses that you could move around, maybe with wheels on them or something. That would rock.
I don't want my house able to move. We get more than enough tornadoes down here I'd rather a solid foundation, not to mention the side effect of living in a trailer. What your sister isn't that pretty?
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FatuousTwat
Terracotta Army
Posts: 2223
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So, apparently the rapture didn't arrive.
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Has anyone really been far even as decided to use even go want to do look more like?
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Xuri
Terracotta Army
Posts: 1199
몇살이세욬ㅋ 몇살이 몇살 몇살이세욬ㅋ!!!!!1!
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Or maybe it did, but the number of people who qualified for ascension was so low that no one actually noticed.
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-= Ho Eyo He Hum =-
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ghost
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Or maybe it did, but the number of people who qualified for ascension was so low that no one actually noticed.
I figured at least my internet service would have been interrupted or something of the sort.
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